Protecting Wealth in 2026 – Hong Kong
2026's investment landscape is brutal: cash returns 1-2% (losing 5%+ to inflation), the S&P 500 is down 8% YTD, crypto is down 40%, and bonds yield peanuts.
HNWIs/family offices need smarter diversification: Allocate 10-20% to 100% capital protected notes (90-180 days) delivering 7-10% yields.